SKIP TO MAIN CONTENT
Logo
  • Apply Now
  • Loan Products
    • Fixed Rate Mortgage
    • Adjustable Rate Mortgage
    • FHA Mortgage
    • VA Home Loan
    • USDA Home Loan
    • Assistance Programs
    • Vacation Home
    • Rehab Loan
    • Reverse Mortgage
  • Calculators
    • Payment Amortization
    • Rent vs Own
    • Tax Savings
    • Refinance Break Even
    • Debt Consolidation
    • Early Payoff
    • Prepayment Savings
    • Annual Percentage Rate
  • Loan Officers
    • Jane Schneider
    • Chris Schneider
    • McKenzie Mathews
    • Greg Cotton
    • Blake Eller
  • Knowledge Library
    • Getting Started
      • Ready to Buy a Home
      • Pre Approval
    • Mortgage 101
      • Mortgage Terminology
      • Understanding Credit
      • Loan to Value
      • Debt to Income
      • Anatomy of a Payment
      • Mortgage Rates
      • What is PMI
      • Understanding Escrow
      • Understanding Appraisals
      • Home Inspections
      • Closing Costs
      • Homeowners Insurance
      • Flood Insurance
      • Iowa Assistance
      • Illinois Assistance
      • Purchasing Points
    • Understand Loan Types
      • Fixed Rate Loans
      • Adjustable Rate Loan
      • VA Loans
      • FHA Loans
      • USDA Loans
      • Reverse Mortgage Loan
    • En Espanol
    • FAQs
      • The Purchase Process
      • Purchase FAQs
      • Reasons to Refinance
      • The Refinance Process
      • Refinance FAQs
      • Appraisal Process
  • Languages
    • Espanol
    • Chinese
    • Vietnamese
    • Korean
    • Tagalog
  • About Us
    • Career Opportunities
    • Announcements
  • Apply Now

 

 

Career Opportunities

Ruhl Mortgage is a full-service mortgage banker with experienced staff committed to offering expertise in every area of mortgage lending - from purchase to refinance to portfolio, bridge, and new construction loans. At Ruhl Mortgage, our strength lies in the knowledge and experience of our loan officers, who have been in the industry for decades and have successfully managed all types of home buying situations. We pride ourselves on our ability to provide superior customer service to our clients to help make their dreams come true.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

 

We provide our employees with a rewarding benefits package including medical, prescription drug coverage, employee, and spouse life insurance, dental, vision, flexible spending plan, 401(k) with employer match, paid time off, paid holidays, short- and long-term disability insurance and Aflac products.

 

Competitive pay based on experience.

Open Positions:

Loan Officer (Dubuque/Galena)

 

Responsible for developing, soliciting and negotiating new business and loan referrals using a network of resources, such as, Realtors/Brokers, Homebuilders and business organizations.  Responsible for maintaining and developing existing relationships to increase capture rates and increase profitability.

  • Utilize and develop a network of resources for mortgage loan business development and solicitation for new business
  • Utilize, manage and market to a database of customer contacts
  • Maintain a positive sales environment by educating potential borrowers, agents and homebuilders on the Company’s products and services; create and deliver presentations when necessary
  • Complete thorough loan applications by communicating with perspective applicants and obtain specified information relating to the loan or credit application
  • Perform prequalification assessment and analysis of financial condition along with risk of financing requests within the Company’s credit policies and programs, as well as all state and federal lending regulations
  • Negotiate rate, terms and conditions of the loan
  • Lock loans on time and in the correct product type to avoid fall-out
  • Collect up-front fees from applicant
  • Submit complete loan application, including all required documents and disclosures, and coordinate the process with the Processor
  • Assist with, and solve, issues relating to processing, underwriting and closing of loans within the employee’s loan pipeline
  • Develop and maintain knowledge of the financial industry, economy, market conditions, rates, vendors and competition
  • Maintain compliance on all loan files and pipeline
  • Represent the Company in various community and civic functions to enhance the Company’s image and develop additional business
  • Other duties as assigned

Qualifications:

  • Must have an active state MLO license in each state where business is to be conducted
  • High-School diploma
  • 1 year lending origination experience
  • Strong PC skills
  • Solid knowledge of state and local real estate markets
  • Strong business development focus
  • Ability to exhibit professional written and verbal communication at all times
  • Ability to demonstrate a strong desire to satisfy one’s internal and external customers by displaying superior customer service skills
  • Ability to build, maintain and foster work relationships and partnerships with customers
  • Ability to identify customer needs and adapt sales presentations effectively
  • Ability to organize and analyze complex financial information
  • Team oriented, dependable and a strong work ethic

To apply, please send a resume to Human Resources at customerservice@ruhlmortgage.com

  • Company State Licenses
  • Privacy Policy
  • Disclosures

                             Divison of Banking Locations                                                                                  Phone Numbers

          Springfield Office                               Chicago Office                                          General Inquires                              TTY

        Division of Banking                         Divison of Banking                                       1-888-473-4858                   1-866-325-4949 

 320 West Washington Street       100 West Randolph, 9th Floor                                                  Divison of Banking

       Springfield, IL 62786                        Chicago, IL 6060                                                                 1-844-768-1713

NMLS# 935629

1701 52nd Avenue, Moline, IL  61265

866-441-1862    customerservice@ruhlmortgage.com

 

For more information regarding licensing, go to www.nmlsconsumeraccess.org

                             Divison of Banking Locations                                                                                  Phone Numbers

          Springfield Office                               Chicago Office                                          General Inquires                              TTY

        Division of Banking                         Divison of Banking                                       1-888-473-4858                   1-866-325-4949 

 320 West Washington Street       100 West Randolph, 9th Floor                                                  Divison of Banking

       Springfield, IL 62786                        Chicago, IL 6060                                                                 1-844-768-1713