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May 20, 2022

Get Pre-Approved!

A Pre-Approval means a lender has looked at your financial background and determined how much home you can afford. 

Pre-Approval is a no cost no obligation to see if you qualify.

Why is a Pre-Approval so important?

  1. Having a Pre-Approval Letter makes you a more powerful buyer. Real estate agents and sellers will see you as a serious buyer when you already have the backing of a lender. 
  2. Save yourself some time. Getting pre-approved can save you valuable time by identifying how much you can afford before you start shopping, so you can search for homes in your price range. 
  3. Better bargaining power. With a pre-approval letter in hand, you will have more negotiating power because sellers and real estate agents know you already talked to a lender and are ready to buy.
  4. Reduce surprises. Talking to a lender before finding your perfect home can help ensure you're not surprised when it's time to make an offer. 
  5. Enjoy shorter closing periods. A pre-approval can help speed up the closing process, since much of your financial information has already been collected by the lender.

 

Talk to one of our loan officers to discuss you Pre-Approval today!

Apply Now
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                             Divison of Banking Locations                                                                                  Phone Numbers

          Springfield Office                               Chicago Office                                          General Inquires                              TTY

        Division of Banking                         Divison of Banking                                       1-888-473-4858                   1-866-325-4949 

 320 West Washington Street       100 West Randolph, 9th Floor                                                  Divison of Banking

       Springfield, IL 62786                        Chicago, IL 6060                                                                 1-844-768-1713

NMLS# 935629

1701 52nd Avenue, Moline, IL  61265

866-441-1862    customerservice@ruhlmortgage.com

 

For more information regarding licensing, go to www.nmlsconsumeraccess.org

                             Divison of Banking Locations                                                                                  Phone Numbers

          Springfield Office                               Chicago Office                                          General Inquires                              TTY

        Division of Banking                         Divison of Banking                                       1-888-473-4858                   1-866-325-4949 

 320 West Washington Street       100 West Randolph, 9th Floor                                                  Divison of Banking

       Springfield, IL 62786                        Chicago, IL 6060                                                                 1-844-768-1713