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Get pre-approved for a mortgage – before you shop for your new home – and get more bargaining power .

The benefits of a preapproval:


•Determine your affordable price range
•Know the range of affordability greatly aides your new home search.
•Shows you are a serious buyer
•Having a pre-approval gives you the added leverage when buying a home.
•Makes your offer more attractive
•Sellers know that a pre-approval means you are ready to buy

 

Talking to a licensed Loan Officer is an important step to getting the right mortgage loan. Every borrower is different and a Loan Officer knows which questions to ask in order to best match you with the right loan and monthly payment


Our most popular mortgage loan options for first-time home buyers

* FHA Mortgage Loans

     Purchase your home with only 3.5% down. Closing costs can be a gift from a relative!

* 30 Year Fixed Mortgage Loans
     Our most popular mortgage. Get a low payment and the security your rate won’t change for the life of your loan.
* VA Mortgage Loans
     No down payment, no PMI and flexible credit requirements make the VA loan a top choice for veterans and active military members.

 

Don't forget to get free access to our industry leading mortgage calculators to help you determine which program is best for you.


Get Pre-Approved Now!
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                             Divison of Banking Locations                                                                                  Phone Numbers

          Springfield Office                               Chicago Office                                          General Inquires                              TTY

        Division of Banking                         Divison of Banking                                       1-888-473-4858                   1-866-325-4949 

 320 West Washington Street       100 West Randolph, 9th Floor                                                  Divison of Banking

       Springfield, IL 62786                        Chicago, IL 6060                                                                 1-844-768-1713

NMLS# 935629

1701 52nd Avenue, Moline, IL  61265

866-441-1862    customerservice@ruhlmortgage.com

 

For more information regarding licensing, go to www.nmlsconsumeraccess.org

                             Divison of Banking Locations                                                                                  Phone Numbers

          Springfield Office                               Chicago Office                                          General Inquires                              TTY

        Division of Banking                         Divison of Banking                                       1-888-473-4858                   1-866-325-4949 

 320 West Washington Street       100 West Randolph, 9th Floor                                                  Divison of Banking

       Springfield, IL 62786                        Chicago, IL 6060                                                                 1-844-768-1713